Description

Working Capital Finance Service in Ahmedabad, Gujarat, India. Working Capital Finance: Powering Your Daily Operations ⚡ Ensure smooth cash flow and keep your business running efficiently. Working Capital Finance from Tre Sessanta provides your business with the funds needed for day-to-day operations. This type of financing is designed to manage the gap between your expenses and revenue, ensuring you have the liquidity to cover everything from raw materials to payroll. We connect you with trusted lenders to secure flexible and competitive financing solutions that keep your business moving forward. How Working Capital Finance Helps Your Business Working capital is the lifeblood of any business. Our financial solutions ensure you never have to pause your operations due to a cash shortage. You can use the funds for:  Inventory Management: Purchase raw materials and stock to meet customer demand.  Accounts Payable: Pay your suppliers on time to maintain a good credit relationship.  Payroll & Utilities: Cover essential expenses like employee salaries, rent, and utility bills.  Expansion: Take on new, larger orders by securing the necessary capital upfront.  Seasonal Demand: Manage the peaks and troughs of your business cycle with a flexible credit line. Key Features & Why Choose Us We make your working capital finance journey simple, predictable, and beneficial.  Flexible Funding: Access a credit line, cash credit, or an overdraft facility that you can use as needed.  Competitive Rates: Our network of lenders offers attractive interest rates, as the financing is often secured by business assets or receivables.  Short-Term Solutions: This financing is ideal for meeting short-term needs, with tenures typically ranging from a few months to a year.  Expert Guidance: Our advisors help you with documentation and connect you with the right lender for your specific working capital needs. Eligibility & Documents We streamline the process for businesses, focusing on your financial health and business viability. Broad Eligibility Criteria  Business Type: Sole proprietorship, partnership firm, or company with a proven business track record.  Financials: Strong business financials, including balance sheets, profit & loss statements, and bank statements.  Collateral: This financing is often secured by inventory, accounts receivables, or other business assets. Basic Documents Required  Business Proof: Company registration documents, PAN, and GST registration.  Financial Documents: Audited financial statements for the last 3 years, and bank statements.  KYC Documents: PAN, Aadhaar, and other KYC for the proprietor or directors.  Other: Any additional documents required by the lending institution. FAQs a. What is Working Capital Finance? Working Capital Finance is a type of short-term loan that provides businesses with the funds needed to cover their day-to-day operational expenses and maintain a healthy cash flow. b. What is the difference between a Working Capital Loan and a Term Loan? A Working Capital Loan is for short-term operational needs and is typically a revolving credit facility. A Term Loan is a lump-sum loan for long-term investments like machinery or expansion. c. Is collateral required for working capital finance? Most working capital loans are secured by a business's current assets like inventory or receivables. Some lenders may offer unsecured options based on your business's financial health. d. What is the tenure of a working capital loan? Working capital loans have a short tenure, typically ranging from a few months to one year, as they are meant to bridge short-term cash flow gaps. e. How is the loan amount determined? The loan amount is determined by your business's turnover, financials, and the value of any collateral offered. Statutory Declarations & Disclaimers – Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to optimize your cash flow? Apply Now | Talk to an Expert