Description

Vehicle Insurance in Ahmedabad, Gujarat, India. Vehicle Insurance: Protecting Your Ride on the Road | Drive with confidence, knowing you're covered against accidents and theft. Vehicle insurance is a mandatory and crucial financial product that protects you, your vehicle, and others on the road from the financial consequences of accidents, theft, and damages. With Tre Sessanta, we help you find the right vehicle insurance plan to ensure you're compliant with the law and financially secure against life's unexpected turns. How Vehicle Insurance Helps You • Financial Protection: It covers the cost of repairs for your vehicle in case of damage from accidents, natural disasters, or other unforeseen events. This prevents you from bearing the full financial burden out of pocket. • Third-Party Liability: In India, third-party insurance is legally mandatory. It covers any legal and financial liabilities that arise if your vehicle causes bodily injury, death, or property damage to a third party. • Theft Protection: If your vehicle is stolen, a comprehensive policy provides a financial pay-out, which can help you buy a new vehicle. • Personal Accident Cover: Many policies include a personal accident cover for the owner-driver, providing a lump sum payment in case of accidental death or permanent disability. Understanding Vehicle Insurance Vehicle insurance is a contract between the vehicle owner and an insurance company. In exchange for a premium, the insurer agrees to provide financial coverage for damages or losses. The two main types are: • Third-Party Insurance: This is the minimum legal requirement. It only covers damages or injuries caused to a third party by your vehicle. It does not cover damages to your own vehicle. • Comprehensive Insurance: This plan provides all-around protection. It includes third-party liability and also covers damages to your own vehicle due to accidents, theft, fire, natural calamities, and more. Key Points and Why Choose Us • Customized Solutions: We help you assess your vehicle type, usage, and budget to find an insurance plan that offers the right coverage at a competitive premium. • Wide Range of Products: We partner with leading insurance providers to offer a diverse selection of plans, ensuring you have options that fit your specific requirements. • Claim Assistance: Our team provides end-to-end support, from filing the claim to helping you with documentation, ensuring a smooth and hassle-free experience. • Financial Expertise: We're committed to educating our clients on the importance of choosing the right insurance coverage and how it fits into their overall financial plan. Eligibility and Documents Required The eligibility and documentation for vehicle insurance are designed to be straightforward. Basic Eligibility Criteria • Vehicle Ownership: You must be the legal owner of the vehicle. • Age: The driver of the vehicle must have a valid driving license. • Vehicle Details: The make, model, year of manufacture, and registration details of the vehicle are key factors. Basic Documents Required • Proof of Identity (POI): PAN Card, Aadhaar Card, or Passport. • Proof of Address (POA): Aadhaar Card, Passport, Voter ID, or Utility Bills. • Vehicle Documents: Registration Certificate (RC), Previous Policy details, and a valid driving license. FAQs a. What is an NCB? • NCB stands for No Claim Bonus. It is a discount on your renewal premium if you haven't made any claims in the preceding year(s). b. What is the Insured Declared Value (IDV)? • The IDV is the maximum sum assured that the insurance company will pay in case of total loss or theft of your vehicle. It is calculated based on the market value of the vehicle. c. What is a deductible? • A deductible is the amount of money you must pay out-of-pocket for each claim before your insurance coverage kicks in. d. Why should I buy vehicle insurance? • Vehicle insurance is legally mandatory and provides essential financial security, protecting you from the financial burden of accidents, damages, and third-party liabilities. Insurance Advisory Notice  Tre Sessanta Financial Services Private Limited is not registered with the Insurance Regulatory and Development Authority of India (IRDAI) and does not sell or market insurance products.  One of the company's directors, Ms. Shivali Shah, is an IRDAI-certified insurance advisor. You can work with her directly for insurance services.  The company is not responsible for any business you conduct with Ms. Shah in her individual capacity.  IRDAI Compliance & Website Policy  The website does not display or compare insurance products, nor does it collect or sell leads.  All information on the site is for educational purposes only, and the company doesn't guarantee its accuracy.  For insurance-related decisions, you should consult the official policy documents and seek independent advice.  Referral Partnership  Tre Sessanta is a referral partner for PB Partners (a brand of Policy bazaar Insurance Brokers Pvt. Ltd.).  You can register directly with PB Partners to become a certified PoSP (Point of Sales Person) to sell insurance products online and earn commissions.  Legal & Referral Disclaimer  Tre Sessanta does not act as an insurance intermediary, broker, or web aggregator.  All services related to becoming a PoSP, such as registration, training, and pay-outs, are handled solely by PB Partners.  PB Partners operates under its own IRDAI Composite Broker license. This document is primarily designed to clarify that while the company has a connection to an individual insurance advisor and a referral partnership with PB Partners, Tre Sessanta itself is not in the business of selling or brokering insurance. It strongly advises readers to use caution and do their own research before making any decisions. IRDAI Compliance Notice: Insurance is the subject matter of solicitation. Please read the sales brochure and policy documents carefully before concluding any sale. The information provided on this site is for general awareness and does not constitute advice or recommendation.