Description

Apply for Unsecured Business loan in Ahmedabad, Gujarat, India. Unsecured Business Loans: Your Capital, Your Way Get the funds you need to grow your business, no collateral required. An Unsecured Business Loan from Tre Sessanta is the ideal solution for enterprises seeking quick and flexible financing without pledging any assets. We connect you with a vast network of lenders who provide capital based on your business's financial health and credit history, ensuring a hassle-free and swift application process. How an Unsecured Business Loan Helps You An unsecured loan provides you with the freedom and flexibility to use the funds for a wide range of business needs, without any collateral. You can use the capital for: • Working Capital: Meet your day-to-day operational expenses, manage inventory, and bridge cash flow gaps. • Business Expansion: Fund new projects, open a new location, or hire new staff. • Debt Consolidation: Consolidate high-interest debts into one affordable loan. • Technology Upgrades: Invest in new software, hardware, or other technology to boost efficiency. • Marketing & Advertising: Launch new campaigns to reach a wider audience and grow your customer base. Key Features & Why Choose Us We make your unsecured business loan journey simple, fast, and secure. • No Collateral: The biggest advantage is that you don't need to pledge any personal or business assets as security. • Quick Disbursal: The absence of asset valuation and legal checks speeds up the approval and disbursal process. • Competitive Rates: Our network of lenders offers competitive interest rates based on your business's financials and creditworthiness. • Flexible Tenure: Choose from a flexible repayment tenure that suits your business cash flow. • Expert Guidance: Our advisors help you prepare the documentation and connect you with the right lender to increase your chances of approval. Eligibility & Documents We streamline the process for businesses, focusing on your financial performance and credit history. Broad Eligibility Criteria • Business Type: Sole proprietorship, partnership firm, or company with a proven business track record (typically 1-3 years). • Financials: Strong business financials, including balance sheets, profit & loss statements, and bank statements. • Credit Score: A good credit score for the business and its promoters is crucial for approval. Basic Documents Required • Business Proof: Company registration documents, PAN, and GST registration. • Financial Documents: Audited financial statements for the last 3 years, and bank statements. • KYC Documents: PAN, Aadhaar, and other KYC for the proprietor or directors. • Other: Any additional documents required by the lending institution. FAQs a. What is an Unsecured Business Loan? An unsecured business loan is a loan that does not require any collateral or security. It is provided based on the creditworthiness and financial health of the business. b. What is the maximum loan amount for an unsecured loan? The loan amount depends on your business's turnover, profitability, and credit score. It can range from a few lakhs to a significant amount, depending on the lender. c. Why is a good credit score important? Since there is no collateral, lenders rely heavily on your credit score to assess your repayment capability. A strong score can help you secure a higher loan amount at a lower interest rate. d. What is the tenure of an unsecured business loan? Loan tenures are generally shorter than secured loans, typically ranging from 1 to 5 years. e. Can a new business get an unsecured loan? While most lenders prefer a business with a track record, some Fintech companies and lenders may offer loans to new businesses based on projected financials and the promoter's credit history. Statutory Declarations & Disclaimers – Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to grow your business without collateral? Apply Now | Talk to an Expert