Description

Term Loan in Ahmedabad, Gujarat, India. Term Loan: A Solid Foundation for Your Business Secure a lump sum to fund long-term growth and stability. A Term Loan from Tre Sessanta provides your business with a single, lump-sum amount of capital, which you repay over a fixed period of time with a predictable schedule. This type of financing is ideal for long-term investments, such as expansion, asset acquisition, or major projects, giving your business a stable financial foundation for the future. Apply Now How a Term Loan Helps Your Business A term loan provides the capital you need to make strategic, long-term investments without straining your cash flow. You can use the funds for:  Business Expansion: Finance new office spaces, open new branches, or enter new markets.  Asset Acquisition: Purchase new machinery, vehicles, or technology to boost productivity.  Debt Refinancing: Consolidate high-interest debts into one manageable loan with a fixed repayment schedule.  Major Projects: Fund significant projects that require a large, upfront investment.  Working Capital: Use as a stable source of capital to support your business's growth cycle. Key Features & Why Choose Us We make your term loan journey simple, predictable, and beneficial.  Competitive Rates: Our network of lenders offers attractive interest rates, as the loan is typically secured by business assets.  Predictable Repayment: Enjoy a fixed repayment schedule with a constant EMI, making it easy to budget and plan your finances.  Flexible Tenure: Choose from repayment periods of up to 10 years, which helps in managing cash flow and ensures a smaller EMI.  Expert Guidance: Our advisors help you with documentation, business plan review, and connect you with the right lender for your specific needs. Eligibility & Documents We streamline the process for businesses, focusing on your financial health and business viability. Broad Eligibility Criteria • Business Type: Sole proprietorship, partnership firm, or company with a proven track record. • Financials: Strong business financials, including balance sheets, profit & loss statements, and cash flow projections. • Business Plan: A clear business plan is essential to demonstrate the purpose of the loan and its repayment viability. Basic Documents Required • Business Proof: Company registration documents, PAN, and GST registration. • Financial Documents: Audited financial statements for the last 3 years, and bank statements. • KYC Documents: PAN, Aadhaar, and other KYC for the proprietor or directors. • Other: Any additional documents required by the lending institution. FAQs a. What is a Term Loan? A term loan is a lump-sum loan provided to a business, which is repaid over a fixed period with regular, typically monthly, instalments. b. What is the difference between a term loan and a working capital loan? A term loan is for long-term, fixed-asset investments (e.g., machinery). A working capital loan is for day-to-day operational needs and is generally for a shorter period. c. What is the maximum loan amount I can get? The loan amount is determined by your business's financials, your repayment capacity, and the value of any collateral offered. d. What is the tenure of a term loan? Loan tenures can be up to 10 years, depending on the loan amount, the purpose of the loan, and the lender's policies. e. Is collateral required for a term loan? While many term loans are secured by assets, some lenders may offer unsecured term loans based on your business's financial health and credit history. Statutory Declarations & Disclaimers – Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to build a solid foundation for your business? 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