Description

Best Loan Against Securities Services in Ahmedabad, Gujarat, India. Loan against Securities: Unlock the Power of Your Investments Get instant liquidity without selling your valuable assets. A Loan against Securities (LAS) from Tre Sessanta is a smart way to meet your financial needs while your investments continue to grow. You can pledge your existing securities—like shares, mutual funds, or bonds—to secure a loan with competitive rates, flexible terms, and a seamless online process. Apply Now How a Loan against Securities Helps You An LAS provides you with a flexible credit line to cover various expenses without liquidating your portfolio. You can use the funds for:  Business Expansion: Get working capital for your business needs.  Personal Expenses: Fund a wedding, travel, or any other personal requirement.  Emergency Funds: Access immediate cash for unforeseen expenses.  New Investments: Leverage your existing portfolio to make new investments. Key Features & Why Choose Us We make your Loan against Securities journey simple, fast, and secure.  Credit Limit: You get a credit limit based on the value of your pledged securities, which you can use as and when required.  Low Interest Rates: Since the loan is secured by your assets, interest rates are significantly lower than personal loans.  No EMI: Interest is charged only on the amount you use, not on the entire sanctioned limit.  Investments Remain Intact: Your securities stay in your Demat account, and you continue to earn dividends or interest on them.  Zero Charges: We do not charge any fees for our services. Lender-specific charges, such as stamp duty, are paid directly to the lender.  Zero Prepayment Penalty: You have the flexibility to repay the loan whenever you want without any prepayment charges. Eligibility & Documents Getting a Loan against Securities is a quick process with minimal documentation. Broad Eligibility Criteria • Status: Indian Resident • Assets: Ownership of eligible securities, such as shares, mutual funds, or bonds, in a Demat account. Basic Documents Required • ID & Address Proof: PAN, Aadhaar • Application Form: A completed loan application form • Demat Account Statement: A statement of your securities to be pledged. FAQs a. What is a Loan against Securities (LAS)? A Loan against Securities is a type of secured loan where you pledge your financial assets (shares, mutual funds, etc.) as collateral to get a credit line from a lender. b. What types of securities can I pledge? You can pledge a wide range of securities, including equity shares, mutual fund units, and certain types of bonds. The specific list of eligible securities varies by lender. c. How is the loan amount for LAS determined? The loan amount is determined by the value of your pledged securities. Lenders typically offer a percentage of the market value as the loan amount. d. Do I lose ownership of my shares or mutual funds? No, you do not lose ownership. The securities are transferred to a lender-specific Demat account as collateral, but they remain in your name, and you continue to receive benefits like dividends and bonuses. e. When do I need to start repaying the loan? Interest is charged only on the amount you use, and you can repay the principal at any time during the loan tenure. The interest is typically paid monthly. Statutory Declarations & Disclaimers – Loan Against Securities Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking  We do not charge any fees to clients for Loan Against Securities facilitation services. Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to unlock the power of your investments? Apply Now | Talk to an Expert