Description

Loan Against Property Services in Ahmedabad, Gujarat, India. Loan Against Commercial Property: Capitalizing on Your Assets Unlock the financial potential of your business properties. A Loan Against Commercial Property (LACP) from Tre Sessanta is a powerful financial tool for businesses looking to access significant funds by leveraging their commercial real estate. Whether it's a shop, office, or industrial unit, we help you secure a loan against your property at competitive rates, with flexible terms and a seamless application process. Apply Now How a Loan Against Commercial Property Helps Your Business LACP provides a substantial amount of capital that can be used for a wide range of business needs, without the need to sell your valuable assets. You can use the funds for:  Business Expansion: Scale up operations, open new branches, or acquire new equipment.  Working Capital: Meet your day-to-day operational expenses and manage cash flow.  Debt Consolidation: Consolidate high-interest business debts into a single, affordable loan.  Major Investments: Finance large-scale projects, new technology, or a strategic acquisition.  Business Restructuring: Fund a business merger, acquisition, or internal restructuring. Key Features & Why Choose Us We make your Loan Against Commercial Property journey simple, fast, and secure.  Competitive Rates: Since this is a secured loan, interest rates are significantly lower than unsecured business loans.  High Loan-to-Value (LTV): Get a loan amount up to a high percentage of your property's market value.  Flexible Tenure: Enjoy long repayment periods, typically up to 15 years, which helps in managing cash flow with smaller EMIs.  Expert Guidance: Our dedicated advisors help you navigate the complex process, from property valuation to documentation.  Extensive Network: Our wide network of lending partners, including banks and NBFCs, ensures you get the best offer available. Eligibility & Documents We streamline the process for businesses, focusing on the viability of your financials and the property. Broad Eligibility Criteria  Business Type: Sole proprietorship, partnership firm, or company with a proven business track record.  Property: The commercial property must have a clear title and be legally sound.  Financials: Strong business financials, including balance sheets, profit & loss statements, and cash flow projections.  Basic Documents Required  Business Proof: Company registration documents, PAN, and GST registration.  Financial Documents: Audited financial statements for the last 3 years, and bank statements.  Property Documents: Title deed, latest tax receipts, and other legal documents for the commercial property.  KYC Documents: PAN, Aadhaar, and other KYC for the proprietor or directors. FAQs a. What is a Loan Against Commercial Property (LACP)? An LACP is a secured loan where you mortgage your commercial property to a lender to raise funds for your business. b. How is the loan amount for an LACP determined? The loan amount is determined by the market value of your commercial property, your business's financials, and your repayment capacity. c. What is the tenure of an LACP? Loan tenures are flexible and can extend up to 15 years, depending on the lender and your business's financial health. d. What happens if I default on the loan? Since it is a secured loan, in the event of a default, the lender has the legal right to sell the mortgaged commercial property to recover the outstanding loan amount. e. Can the loan be used to purchase a new commercial property? No, an LACP is specifically for raising funds against an already owned commercial property. For purchasing a new property, you would need a commercial property purchase loan. Statutory Declarations & Disclaimers – Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to capitalize on your assets? Apply Now | Talk to an Expert