Description

Top Home Loan Consultants in Ahmedabad, Gujarat, India. Turn Your Dream Home into Reality | Your Home. Your Loan. Apply Now A home loan is a secured financial product that helps individuals purchase, construct, renovate, or extend residential property. The property itself serves as collateral until the loan is repaid. Tre Sessanta can assist you for the following types of Home Loans:  Regular Home Loan: For buying new or resale property  Home Construction Loan: For building on owned land  Home Renovation Loan: For upgrades or extensions  Balance Transfer Loan: Shift existing loan to lower interest  NRI Home Loan: Tailored for non-resident Indians Key Features  Loan amount: ₹5 lakhs++  Tenure: Up to 30 years  Interest rates: Starting from 7.35%* p.a.  No hidden charges Why Choose Us? Tre Sessanta is a corporate DSA with a nationwide footprint, offering end-to-end home loan services through a powerful network of over 100+ lending partners including leading Public Sector & Private Sector Banks, NBFCs and Fintech Companies. Whether you're buying, refinancing, or unlocking property value—we make it simple, fast, and free.  We make your home loan journey simple, fast, and stress-free.  We help you get your home loan approved with our extensive lender network with timely approvals & necessary paperwork  We help you discover competitive rates and flexible terms that fit your life.  We offer personalized and hassle free service  We do not charge for home loans. Broad Eligibility Criteria  Age: 21 to 65 years  Indian resident or NRI  Salaried or self-employed with stable income  Property with clear legal title Basic Documents Required  PAN, Aadhaar, Passport  Income proof: Salary slips, ITRs, GST returns  Bank statements  Property documents: Sale deed, NOC, title papers  Employment or business proof EMI Calculator Embed an interactive EMI calculator to help users estimate monthly payments based on loan amount, tenure, and interest rate. FAQs a. What is EMI and how is it calculated? EMI (Equated Monthly Instalment) is the fixed monthly payment made towards loan repayment. It depends on: • Loan amount • Interest rate • Tenure b. Can I apply for a joint home loan? Yes. Joint loans can be taken with: • Spouse • Parents • Siblings (in some cases) This can increase eligibility and loan amount. c. What is the maximum loan I can get? The loan amount depends upon • Income • Current debt • Tenure • Price of the Property • CIBIL Score d. What is a CIBIL score and why is it important? • Your CIBIL score is a three-digit number that represents your creditworthiness. Lenders use it to assess your ability to repay a loan. • A higher score indicates a good repayment history, which increases your chances of loan approval and may help you secure a lower interest rate. e. What is the tenure of a home loan? • Home loan tenures can range up to 30 years. The tenure depends on the age, financial profile and the lender's policies. • A longer tenure results in a smaller EMI, but you pay more interest over time. f. What is the difference between a fixed and a floating interest rate? • Floating Rate: The interest rate changes over the loan tenure based on market conditions. It is usually linked to an external benchmark like the Repo Rate. • Fixed Rate: The interest rate remains constant throughout the loan tenure, providing stability and predictable EMIs. g. Are there any prepayment charges? • As per RBI guidelines, there are generally no prepayment charges on floating-rate home loans for individual borrowers. • However, some lenders may charge a fee for fixed-rate loans. Statutory Declarations & Disclaimers – Home Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: • Product discovery • Documentation support • Coordination with lenders • Application tracking  We do not charge any fees to clients for Home Loan facilitation services. Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to own your dream home? Apply Now | Talk to an Expert