Description

Top Health Insurance in Ahmedabad, Gujarat, India. Health Insurance: Your Shield Against Medical Emergencies Protect your finances and your family's health with our comprehensive insurance plans. In today's world, medical costs are rising rapidly. Health insurance is a vital financial tool that protects you and your family from the burden of unexpected medical expenses. One needs to find the right health insurance plan that provides comprehensive coverage, ensuring you can focus on recovery without worrying about finances. How Health Insurance Helps You  Financial Security: Health insurance covers hospitalization expenses, freeing you from dipping into your savings or taking on debt during a medical emergency.  Cashless Hospitalization: With a network of partner hospitals, you can avail of treatment without paying cash up front. The insurance company settles the bill directly with the hospital.  Tax Benefits: The premiums paid for health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, helping you save money.  Preventive Care: Many policies cover health check-ups and screenings, encouraging you to stay proactive about your health. Understanding Health Insurance Health insurance is a contract between an insurer and a policyholder where the insurer agrees to provide financial coverage for medical expenses in exchange for premium payments. There are various types of health insurance plans:  Individual Health Plan: Provides coverage for a single individual.  Family Floater Plan: Covers the entire family under a single policy, with a common sum insured that can be used by any family member.  Critical Illness Plan: Offers a lump-sum payment if the insured is diagnosed with a specific critical illness listed in the policy.  Top-Up Plan: Provides additional coverage over and above your existing base policy at a lower premium. Eligibility and Documents Required The eligibility and documentation for health insurance are designed to be straightforward. Basic Eligibility Criteria  Age: The minimum age is typically 18 years, with a maximum age for entry ranging up to 65 years. A few policies also cover children from 91 days of age.  Income/Medical History: Your medical history and pre-existing conditions are key factors in determining your premium and eligibility. Basic Documents Required  Proof of Identity (POI): PAN Card, Aadhaar Card, Passport, or Voter ID.  Proof of Address (POA): Aadhaar Card, Passport, Voter ID, or Utility Bills.  Medical Reports: In some cases, a medical examination report may be required, especially for older applicants or those with pre-existing conditions. FAQs a. What is a pre-existing disease? • A pre-existing disease is any medical condition, illness, or injury that you have before purchasing the health insurance policy. • Most policies have a waiting period before coverage for such conditions begins. b. What is the difference between a Family Floater and an Individual Plan? • A Family Floater Plan offers a single sum insured for the entire family. An Individual Plan offers a separate sum insured for each member. c. What is a waiting period? • A waiting period is a specific duration during which certain illnesses and pre-existing conditions are not covered by the policy. d. Why should I buy health insurance? • Health insurance provides essential financial security, ensuring that you and your family can receive quality medical care without facing financial hardship. Insurance Advisory Notice  Tre Sessanta Financial Services Private Limited is not registered with the Insurance Regulatory and Development Authority of India (IRDAI) and does not sell or market insurance products.  One of the company's directors, Ms. Shivali Shah, is an IRDAI-certified insurance advisor. You can work with her directly for insurance services.  The company is not responsible for any business you conduct with Ms. Shah in her individual capacity. IRDAI Compliance & Website Policy  The website does not display or compare insurance products, nor does it collect or sell leads.  All information on the site is for educational purposes only, and the company doesn't guarantee its accuracy.  For insurance-related decisions, you should consult the official policy documents and seek independent advice. Referral Partnership  Tre Sessanta is a referral partner for PB Partners (a brand of Policy bazaar Insurance Brokers Pvt. Ltd.).  You can register directly with PB Partners to become a certified PoSP (Point of Sales Person) to sell insurance products online and earn commissions. Legal & Referral Disclaimer  Tre Sessanta does not act as an insurance intermediary, broker, or web aggregator.  All services related to becoming a PoSP, such as registration, training, and pay-outs, are handled solely by PB Partners.  PB Partners operates under its own IRDAI Composite Broker license. This document is primarily designed to clarify that while the company has a connection to an individual insurance advisor and a referral partnership with PB Partners, Tre Sessanta itself is not in the business of selling or brokering insurance. It strongly advises readers to use caution and do their own research before making any decisions. IRDAI Compliance Notice: Insurance is the subject matter of solicitation. Please read the sales brochure and policy documents carefully before concluding any sale. The information provided on this site is for general awareness and does not constitute advice or recommendation.