Description

Top Construction Loan Services in Ahmedabad, Gujarat, India. Construction Finance for Builders: Powering Your Projects Secure the capital to complete your projects on time and on budget. Construction Finance for Builders from Tre Sessanta is a comprehensive solution designed for real estate developers and builders. We provide structured financial support to fund your residential, commercial, or mixed-use projects. Our expertise in project financing and an extensive network of lenders ensure you get competitive rates and phased disbursals that align with your construction timeline. Apply Now How Our Construction Finance Solutions Help You We offer flexible funding to meet the specific demands of large-scale construction projects. Our financing covers key stages of your project lifecycle:  Land Acquisition: Secure financing to purchase prime land for your development.  Project Development: Fund the construction of residential apartments, commercial complexes, or townships.  Working Capital: Ensure smooth cash flow to cover daily operational expenses and project overheads.  Approvals & Fees: Cover the costs of building approvals, permits, and regulatory fees.  Infrastructure Costs: Finance the development of internal roads, utilities, and common amenities within your project. Key Features & Why Choose Us We make your construction finance journey simple, predictable, and efficient.  Structured Phased Disbursal: Funds are released in tranches, directly linked to project milestones and progress, ensuring financial discipline and a steady cash flow.  Competitive Project Financing: Our network of over 100+ lenders allows us to source the most competitive interest rates and terms for your specific project.  High Loan-to-Value (LTV): Get a significant portion of your total project cost financed, including land value and construction expenses.  Expert Advisory Services: Our team of advisors helps you with financial modeling, project valuation, and preparing the documentation required by lenders. Eligibility & Documents We streamline the process for builders, focusing on the viability of your project. Broad Eligibility Criteria  Business Type: Reputable builders, real estate developers, or partnership firms with a proven track record.  Project Plan: A detailed, financially viable project plan with a clear timeline and required approvals.  Property: Clear and marketable title of the land on which construction will take place.  Financials: Strong business financials, including balance sheets, profit & loss statements, and cash flow projections. Basic Documents Required  Business Proof: Company registration documents, PAN, and GST registration.  Financial Documents: Audited financial statements for the last 3 years, and bank statements.  Project Documents: Approved building plans, RERA approvals, project cost estimates, and legal clearance for the land.  Other: Any additional documents required by the lending institution.  Collateral: Certain lenders ask for primary and a few ask for secondary collateral for disbursement. FAQs a. What is the difference between construction finance for builders and for individuals? Construction finance for builders is for large-scale, multi-unit projects and is based on the project's financial viability. For individuals, it's for a single property and is based on their personal income and repayment capacity. b. What factors determine the loan amount? The loan amount is determined by the total project cost, the market value of the land, your company's financial health, and the sales velocity of your project. c. How does the phased disbursement work? Funds are released in stages (e.g., after the foundation, plinth, and subsequent floors are completed) based on a certification from a lender-appointed technical team. d. What is the importance of RERA approval for this loan? RERA approval is crucial as it ensures the project is compliant with regulatory standards, which is a key requirement for most lenders. Statutory Declarations & Disclaimers – Loan Facilitation Entity Status Declaration  Tre Sessanta Financial Services Pvt. Ltd. is not a financial institution, bank, NBFC, or lender.  We operate as a corporate DSA (Direct Selling Agent), facilitating home loan applications through a network of registered banks, NBFCs, and fintech platforms.  We do not disburse loans, determine eligibility, or set interest rates. All decisions are made solely by the lending institution. Scope of Services  Tre Sessanta provides end-to-end assistance in home loan applications, including: Product discovery Documentation support Coordination with lenders Application tracking Loan Disclaimer “Loan approval, amount, tenure, interest rate, and other terms are at the sole discretion of the lending institution.”  Tre Sessanta does not guarantee loan approval or disbursement nor do we guarantee the tenure or Rate of Interest.  Loan terms may vary based on the applicant’s financial profile, credit score, property documentation, and lender policies.  Financing institutions reserve the right to change terms without prior notice. RBI & Regulatory Compliance  All loans are facilitated through RBI-licensed banks and NBFCs.  Tre Sessanta ties up with the partner institutions who are regulated and compliant with applicable lending norms.  We do not engage in unauthorized lending or non-compliant credit practices. Cautionary Message to Borrowers  Do not share your loan application credentials, OTPs, or personal documents with unauthorized agents or third parties.  Avoid acting on unsolicited loan offers received via WhatsApp, Telegram, or social media.  Always verify the lender’s credentials and read the final loan agreement carefully before signing. Legal Disclaimer  The information provided on this website is for general awareness and does not constitute financial advice.  Tre Sessanta assumes no liability for decisions made based on this information.  For binding terms, refer to the final loan agreement issued by the lender. Ready to start your next big project? Apply Now | Talk to an Expert